Seeking sound financial advice does make a difference to your life. A critical factor can be the source of your advice.

"Financial Planner" is a generic term used by many with varying degrees of success. The AIOFP believes that seeking advice from an independently owned Licensed Dealer in Securities gives the best opportunity to maximise your long term financial position and attain your goals.

Benefits of seeking advice from AIOFP members:

• An AFSL holder must meet strict regulatory conditions imposed directly by the Australian Investment and Securities Commission (ASIC).

• An independently owned Financial Planning company does not have any potentially conflicting ownership by a Bank, Credit Union, Superannuation Fund or Fund Manager. Servant/Master relationships can potentially 'colour' advice.

• The principals of an AFSL holder must ensure that all advisers are appropriately qualified and experienced as conditions of their licensing.

• AIOFP members are not permitted to operate Trust Accounts. All client investment cheques are made payable directly to Fund Managers.

• AIOFP members can work either on a fee for service, flat fee or brokerage basis depending on what suits your position.

• All AIOFP groups are members of the Financial Planning Association (FPA).