Adrian Raftery is an Associate Professor at Deakin University acting as the course director for their financial planning programs for the past four years. He is the co-chair of the Financial Planning Academics Forum and has had a number of research articles on audit, tax an superannuation published in the world’s top academic journals.
Before he became an academic, Adrian ran an award-winning accounting/financial planning practice in Sydney for more than a decade as well as previously working at Deloitte and Pannell Kerr Forster. He is a Fellow of the Institute of Chartered Accountants, a Certified Financial Planner, a CPA and a Chartered Tax Adviser (plus a few more to boot). With more letters than the alphabet, Adrian is known as Mr Taxman after becoming the best-selling author of 101 Ways to Save Money on Your Tax – Legally! (now in its 7th edition) and is widely sought by the media for his views on tax and financial issues.
Peter Johnston started his financial services industry career in 1979 after deciding not to pursue an education/teaching path. Whilst playing AFL with Glenelg in the SA NFL he was approached by Scottish Amicable who had been successfully operating investment and insurance business through the Melbourne based VFL clubs.
In 1980 Peter was a foundation partner of Goldsborough Financial Services, an Adelaide based practice specialising in Retirement strategies where he gave advice for 20 years and the practice still operates today.
In 1998 he established the AIOFP after being frustrated with the other options in the market place and saw a need to differentiate independently owned advice practices from the institutionally aligned. Peter holds a Diploma of Teaching, Batchelor of Education, Diploma of Financial Services and an Advanced Certificate for Marketing Planning.
Non Executive Director
Halle is dually qualified, simultaneously practicing financial adviser, and business consultant/mentor operating in Melbourne. As a financial adviser she is one of the authorised representatives of Lifespan Financial Planning and takes a holistic approach to financial planning.
With over 19 years international experiences in helping small to medium size businesses, and self-employed professionals, Halle has been consulting and mentoring business owners and managers with their business set up, management and growth opportunities.
Besides running her own businesses for over 14 years, she tutors and assesses Master of Financial Planning students at Kaplan Professional Education on a part time bases in Australia and New Zealand, and lectures MBA students of Kaplan Business School in Melbourne.
Prior to her current roles, she worked in the corporate world in Australia and overseas, and tutored at RMIT on financial planning.
Halle holds the following qualifications;
- Master Degree in Finance from RMIT University,
- Master Degree in International Business, and
- Bachelor of Economics from Istanbul University,
- Diploma of Financial Planning.
She has published a number of academic research papers, and 6 wealth and business management e-Books. As a member of a committee she has reviewed and developed some of study materials for Master of Financial Planning Courses of one of the Australian’s highly regarded business schools.
Halle also believes in giving back, and since 2015 she is a volunteer expert business mentor with Small Business Mentoring Services which is a non-government, non-profit organisation of volunteer expert mentors helping small businesses in Australia.
Non Executive Director
Professor Sarath Delpachitra currently serves as the Director of the UTS Business School in Shanghai. He has previously served as the Deputy Dean of the Flinders Business School. He specialises in banking, economics and finance issues in Australasian region and has previously served in World Bank, Asian Development Bank, ILO and DEFAT as an International consultant. He has published extensively in refereed journals and professional publications and he was the recipient of Australian Government (Australia Future Unlimited) by granting him the Australian Alumni Excellence for Research & Innovation Award in 2013. He has also served as a senior executive in the General Treasury in Sri Lanka.
He has interacted with policy-makers as a resource person in several Asian countries such as India, Vietnam, People’s Republic of China, Singapore, Malaysia and Sri Lanka. He is also serving as the Managing Editor of the Australian Economic Papers; an internationally ranked journal in the field of economic and finance. He teaches applied finance and economics and economic reasoning for public policy and guided over 20 doctoral candidates for completion. His professional memberships include, a Fellow (Finance and Securities Institute of Australia –FinSia and a Fellow – CPA (Australia).
Sam El Shammaa
Non Executive Director
Sam began his financial planning career in 1993 after completing a Bachelor of Science degree in 1991. Since this time, he has accumulated many professional industry qualifications.
Sam established his own firm in 1997 and in 2015 received his own AFSL and has since overseen the firm’s steady development and growth.
Sam has volunteered with the Cancer Council of NSW and can be seen almost every year volunteering or participating in the 7 bridges walk. He is also on the board of Fairaction International, a charity assisting disadvantaged people from remote communities throughout Australia and developing countries around the world with a focus on youth, families and people with disabilities.
He is also a soccer tragic and is a massive Chelsea FC fan.
Non Executive Director
Patricia Howard has a Bachelor of Commerce from the University of Melbourne as well as a Diploma of Financial Services. She is specialist adviser to Self-Managed Superannuation Funds. She established her own financial planning practice, Howard-Osmond Financial Services, some 15 years ago on the Mornington Peninsula in Victoria and owns an Australian Financial Services Licence.
She is passionate about providing quality financial planning advice to all her clients and adhering to the highest possible professional standards. She was elected in 2018 to the Board of the Association of Independently Owned Financial Professionals to represent Principal Practice Members with 20 or less Authorised Representatives within the Association. In standing for this position, Patricia is particularly interested in promoting their interests in regards to the incoming professional qualification requirements, reducing the onerous regulations required of all small AFSL holders and unnecessary red tape impacting on small business everywhere. Small business owners are the backbone of the Australian economy and Patricia sees herself as an advocate for women in business, regional businesses and small business owners everywhere.
In addition to her career as a financial planner, Patricia has worked as a senior finance journalist for The Australian Financial Review and The Age newspaper, spending some four years working in the press gallery in Canberra, as well as in Sydney and Melbourne. She currently contributes to the business section of The Australian newspaper. She has completed writing a financial planning book, ‘Making It Last’, which provides crucial information to self-funded retirees and anyone who finds themselves living off the income of invested assets.
In addition to her role as a director with the AIOFP, Patricia has served as the chairperson for the non-profit organisation, Fitted For Work – Mornington Peninsula, which helps disadvantaged women find their way back into the work force. She has also served as a director of the Lyceum Club – Melbourne. She is a member of the Victorian Racing Club, Sandringham Yacht Club, Kooyong Lawn Tennis Club as well as The Lyceum Club – Melbourne.